Pay your Mexican suppliers in 24 hours.
Keep your cash for 90 days.
Reshore Trade Finance lets U.S. buyers extend payment terms to 30, 60, or 90 days on invoices with their Mexican manufacturing partners, without adding debt to their balance sheet. Your supplier gets paid immediately. You keep your working capital.
24h
Supplier Payment
30-90
Days to Repay
0
Debt on Books
$1M+
Minimum Program Size
How it works
Four steps. No new banking relationships.
Reshore Trade Finance is built directly into your manufacturing contract. Not a separate product to onboard.
Select your invoices
Log into the Reshore platform and select which active invoices with your Mexican suppliers you want to finance. No new system to learn. It lives inside your existing program workflow.
Choose your repayment term
Select 30, 60, or 90 days. You decide what works for your cash cycle. No installments. One balloon payment at maturity.
Supplier paid within 24 hours
Your Mexican manufacturing partner receives 100% of the invoice value the next business day. No waiting, no friction, no self-financing on their side.
Revolving facility
Principal is immediately reusable once you repay. Your facility grows with your program volume over time. No reapplication, no reunderwriting.
Why buyers choose this
Working capital preserved. Supplier paid. No debt added.
Off-balance-sheet treatment
Classified as a trade payable, not debt. Covenant-neutral and does not conflict with your existing bank facilities or credit lines.
No collateral or guarantees
Unsecured. No recourse, liens, pledges, or personal guarantees required. Zero impact on your operating business.
Stronger supplier relationships
Your factory gets paid immediately. That eliminates payment tension and gives your supplier financial stability to invest in your programs.
Cleaner part pricing
Factories that factor invoices bake the cost into unit prices. When you finance directly, that friction disappears and pricing reflects true production cost.
How this is different
Not a credit line. Not factoring. Something better.
| Feature | Reshore Trade Finance | Bank Credit Line | Invoice Factoring |
|---|---|---|---|
| Off-balance-sheet | Yes | No | No |
| No collateral required | Yes | No | No |
| Buyer controls terms | Yes | No | No |
| Supplier paid in 24h | Yes | No | Yes |
| No covenant impact | Yes | No | Yes |
Program eligibility criteria
Built for buyers with recurring manufacturing programs.
Reshore Trade Finance is a select program with limited access. We work with established U.S. buyers who have active, recurring manufacturing relationships in Mexico.
- U.S. or Canada-based buyer
- $25M+ annual revenue
- 2+ years operating history
- EBITDA positive
- $1M+ annual programs
- Recurring supplier relationships
See what you save
Compare Reshore Trade Finance against factory-extended terms.
Factories that self-extend terms embed a financing cost in unit prices. This calculator shows the real cost of that arrangement vs. Reshore Trade Finance at 1% per month.
Percentage points above Reshore rate embedded in factory unit pricing
Reshore Rate (fixed)
1.00% / month
12.00% annualized
Factory Rate (estimated)
3.25% / month
39.00% annualized, 2.25pp above Reshore
Reshore Trade Finance
Factory Net Terms
Your Potential Savings with Reshore
On a Net 60 PO of $500,000, Reshore saves you $22.50 per unit.
$22,500 Total Cost Saved
On a Net 60 purchase order of $500,000 covering 1,000 units: Reshore Trade Finance charges $10,000 in total financing cost (2.00% of PO value), or $10.00 per unit. A factory offering the same terms embeds an effective financing cost of 3.25% per month (2.25 percentage points more than Reshore) into its unit prices, totaling $32,500 (6.50% of PO value) or $32.50 per unit. Financing through Reshore instead saves $22,500 on this PO, or $22.50 per unit.
Full Term Comparison: Reshore vs. Factory Embedded Costs
| Payment Term | Months | Reshore Rate | Factory Rate | Reshore Total | Factory Total | Savings (Total) |
|---|---|---|---|---|---|---|
| Net 30 | 1 | 1.00% | 3.25% | $5,000 | $16,250 | $11,250 |
| Net 60 | 2 | 1.00% | 3.25% | $10,000 | $32,500 | $22,500 |
| Net 90 | 3 | 1.00% | 3.25% | $15,000 | $48,750 | $33,750 |
Select Program Limited Access
Ready to extend your payment terms?
We are launching with a select group of U.S. buyers working with Mexican manufacturers. Apply for early access.